LVNV Funding Is Suing Me: 3 Steps to Fight Back (2026)
You opened your mailbox and found a Summons from “LVNV Funding LLC.” You probably don’t recognize the name. You definitely didn’t open a credit card with them. And now they … Read more
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Is Portfolio Recovery Associates Legit? And How to Fight Them (2026)
You received a letter or a lawsuit from “Portfolio Recovery Associates.” You have likely never heard of them. You probably don’t remember buying anything from them. Your first instinct is … Read more
How to Settle a Debt Lawsuit With Midland Funding
Getting sued by Midland Funding is scary. One day your mailbox is empty; the next, you are holding a Summons that says you are being taken to court. Take a … Read more
How to Answer a Wyoming Debt Summons (2025 Guide)
Getting served with a lawsuit is a shock. Seeing your name listed as a “Defendant” can make your stomach drop. You might feel tempted to throw the papers in a … Read more
How to Answer a Wisconsin Debt Lawsuit (2025 Guide)
You have exactly 20 days to respond to a debt lawsuit in Wisconsin. If you miss this window, you lose by default. That is the hard truth. But here is … Read more
How to Answer a West Virginia Debt Summons (2025 Guide)
Finding a summons in your mailbox is a punch to the gut. The legalese looks like a foreign language, and the threat of a lawsuit hangs over your head like … Read more
How to Answer a Debt Collection Summons in Washington (2025 Guide)
Getting sued for a debt is scary. Most people’s first instinct is to ignore the papers and hope the problem goes away. Please don’t do that. Ignoring the lawsuit is … Read more
How to Answer a Summons for Debt Collection in Virginia (2025 Guide)
Virginia is for lovers. It is not for debt lawsuits. If you recently received a “Warrant in Debt,” you are likely panicked. You might worry about your bank account, your … Read more
How to Answer a Debt Collection Summons in Vermont (2025 Guide)
Finding a “Summons and Complaint” from the Vermont Superior Court in your mailbox is daunting. Whether it’s a credit card debt or a medical bill, the legal language can make … Read more
How to Answer a Debt Lawsuit in Utah (2025 Guide)
Getting sued for a debt feels overwhelming. You open the mail, see a Summons, and panic sets in. But here is the truth: a lawsuit is just a question. The … Read more