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DebtAegis Legal Insights

Stop Calls From 800-846-6406: A Consumer Guide to Protecting Your Rights

If your phone keeps lighting up with calls from 800-846-6406, you’re not alone. This number is commonly associated with GC Services, a large third-party debt collection agency based in Houston, … Read more

Can I Rent an Apartment If I Have Debt in Collections? A Practical Guide to Getting Approved

When you’re dealing with a debt in collections—especially if collectors are calling or you’re facing a lawsuit—it may feel nearly impossible to find a place to live. Many renters worry: … Read more

Plaintiff: Definition, Role, and What It Means in a Debt Lawsuit

When you’re facing a debt collection lawsuit, one of the first terms you’ll encounter is plaintiff. Understanding who the plaintiff is—and what they must prove—can significantly improve your chances of … Read more

What Happens If You Ignore a Debt Collector?

Being contacted by a debt collector is stressful — but ignoring them almost always makes the situation worse. Many people hope that if they avoid calls, letters, or texts long … Read more

Going to Court for Credit Card Debt: Everything You Need to Know

Falling behind on credit card payments happens to millions of people every year. Job loss, medical bills, divorce, or unexpected expenses can easily push an account into delinquency. But once … Read more

How Long Before a Creditor Can Garnish Wages?

Wage garnishment is one of the most stressful consequences of unpaid debt, especially when you’re already struggling financially. But the truth is: creditors cannot garnish your wages immediately. In most … Read more

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DebtAegis is not a law firm and does not provide legal advice, representation, or practice law. This site provides legal information and self-help software only. We are a document preparation service designed to assist individuals in representing themselves (Pro Se).
No attorney-client relationship is created by using our website or services. Case outcomes are never guaranteed. For Premium plans, document reviews are conducted by legal document specialists to ensure formatting completeness and procedural compliance; this review is not legal advice and does not substitute for the counsel of a licensed attorney.
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