Answer Intake – Essential - DebtAegis – Win Your Debt Collection Lawsuit

Type the name of the plaintiff suing you exactly as it appears on the first page of the Complaint.

The name will appear above your name on the first page of the Complaint.

The business suing you is the “Plaintiff” in this lawsuit.

Type the court name exactly as it appears on the first page of the Complaint.

The court name usually includes the name of the court, the county, and the state.

This information may be displayed in different ways. It will always be on the top half of the first page of the Complaint. It may be centered on the page, or on the right-hand side.

Type the civil number.

The civil number may be made up of numbers and letters. It is usually located on the top half of the first page, beneath the court information. Sometimes it may be stamped on the margins of the document or in another location.

The civil number may also be called the “index no,” “case no,” “file no,” or something else.

If there is no civil number, just click “Next”.

Type the name and address of the lawyer suing you.

The name and address of the lawyer suing you may be in the left-hand corner of the Complaint.

Or you may find it in the signature block at the end of the Complaint.

What email and phone number would you like the court to use to contact you?

You should use an email address and phone number that you check regularly.

Debtaegis may also use the contact information you provide to assist you with case updates.

Type your current address.

It is very important that you give an address where you check the mail regularly.

If not, you may miss an important document.

We’re done gathering information!

Let’s move to Section 2: responding to what they say in the Complaint.

You will need the Complaint document in front of you.

The Complaint contains numbered statements. How high do the numbers go?

The numbers usually start on the first page. The numbers may restart at the end of the Complaint. Ignore that for now.

PLEASE NOTE:

If the Complaint uses letters instead of numbers, count the number of letters.
If there are sub-statements (i.e. 1a, 1b, 1c, etc.), treat them as one statement.
If the statement numbering restarts two or more times, then add the numbered statements together.

You must respond to each numbered statement.

We’ll teach you how. There are only three ways to respond.

The first way to respond is "I’m not sure."

You should select this option if there is ANYTHING you don’t know or understand, including confusing legal language.

There is nothing wrong with choosing this option.

The second way to respond is "I completely agree."

You should only select this option if you agree with EVERYTHING in the paragraph.

However, responding this way to a paragraph makes winning easier for the person suing you and could result in your defeat.

The third way to respond is "Prove it."

You should select this option if you want to make the lawyer suing you prove the paragraph is true.

Responding this way to all paragraphs is a legal strategy that works well for many people.

Would you like to make them prove all of the statements?

Usually, attorneys recommend making the other side prove all statements.

It will also save you time.

Make them prove it all Respond individually(If you select this option, please fill in the statement numbers below.)

Statements you want Plaintiff to PROVE (enter numbers separated by commas):

Statements you completely AGREE with (optional):

Statements you are NOT SURE about (optional):

We’re done responding to what they say in the Complaint!

Let’s move on to Section 3: making your defense.

We’ll start with a few questions.

What year did you make the last payment on the debt?

This will let the court know if the person or company suing you brought the lawsuit in time.

If you don’t remember, please select “I Can’t Remember” from the list.

Do you disagree with the amount that the Complaint says you owe?

This will let the court know if the amount you owe is less than what is in the Complaint.

Yes No I don’t know

Have you already agreed to resolve the debt?

Here are some common examples:

1. You agreed to a payment plan.
2. You agreed to a reduced payment.
3. You paid to delay the lawsuit.

Yes No I don’t know

Does the Complaint sue the wrong person?

For example, you should click "Yes" if:

1. The account is not yours.
2. Someone else borrowed on your account or in your name.
3. You were the victim of identity theft.
4. You co-signed for the debt, but did not understand your rights.

Yes No I don’t know

Did the debt collector serve you improperly?

You may have been served improperly if:

1. You never received the Complaint and Summons.
2. You were never notified that you were being sued.
3. The person who notified you of the lawsuit trespassed on your property or engaged in other inappropriate behavior.

Yes No I don’t know

Did you file for bankruptcy after you incurred this debt?

This will let the court know that the debt should have been erased by your bankruptcy.