Last Updated: December 8, 2025
These Terms of Service (“Terms”) govern your access to and use of the websites, applications, and online tools operated by DebtAegis (“DebtAegis,” “we,” “us,” or “our”). By creating an account or using any part of our Services, you agree to these Terms. If you do not agree, please do not access or use our Services.
DebtAegis reserves the right to modify these Terms at any time by posting the updated version on this page. Continued use of the Services after changes are posted constitutes your acceptance of those changes.
1. Overview of Our Services
DebtAegis provides online document preparation tools and educational resources that help individuals better understand and manage debt-related legal matters. You agree to use our Services only for lawful purposes and in accordance with these Terms.
2. No Legal Advice (Important)
DebtAegis is NOT a law firm, and none of our employees, specialists, or representatives are acting as your attorney. We do not provide legal advice, legal opinions, strategy, or legal representation of any kind.
Any information, forms, or documents generated through our platform are for self-help and educational purposes only. Using DebtAegis does not create an attorney–client relationship.
- Pro Se Representation: By using our services, you acknowledge that you are representing yourself (“Pro Se”) in any legal matter.
- Final Responsibility: You are solely responsible for reviewing, signing, and filing any documents you prepare through our Services. If you need specific legal advice regarding the merits of your case, you should consult a licensed attorney in your jurisdiction.
3. Eligibility
By using our Services, you represent and warrant that you:
- Are at least 18 years old;
- Have the legal capacity to enter into these Terms;
- Will use our Services only in compliance with all applicable laws and regulations; and
- Will not create more than one account or impersonate another person.
4. Account Registration and Security
To use certain features, you may need to create an account. You agree to:
- Provide accurate and up-to-date information;
- Maintain the security of your login credentials; and
- Notify us immediately if you suspect unauthorized access. You are responsible for all activity under your account. DebtAegis is not liable for any loss arising from unauthorized use of your credentials.
5. User Responsibilities
By using our Services, you acknowledge that:
- You are fully responsible for the accuracy and completeness of all information (e.g., Case Numbers, Plaintiff Names) you provide to us;
- You are solely responsible for meeting any court deadlines. While we strive to deliver documents quickly (typically within 1 business day), DebtAegis is not responsible for missed deadlines, default judgments, or filing errors caused by user delay or court processing times.
6. DebtAegis Is Not a Debt Relief Company
DebtAegis is not a debt settlement, debt negotiation, credit counseling, or debt management company. We do not contact creditors, negotiate settlements, or manage payments on your behalf.
7. Payments and Refund Policy
Certain features require payment. Fees are clearly displayed before purchase.
- Satisfaction Guarantee: Unlike many digital services, we DO offer refunds under specific conditions (e.g., court rejection due to formatting).
- Policy Link: All refunds and cancellations are strictly governed by our [Refund Policy], which is incorporated into these Terms by reference.
- Non-Refundable Items: Government filing fees, court costs, or postage paid to third parties are never refundable by DebtAegis.
8. Intellectual Property
All content, design, text, graphics, and software associated with the DebtAegis website are the property of DebtAegis or its licensors. You may not copy, modify, reproduce, or distribute our materials without prior written consent. You are granted a limited, non-exclusive, revocable license to use our Services for personal use only.
9. User Content
By submitting content (such as case information or documents), you grant DebtAegis a license to use that content solely for the purpose of generating your requested documents and improving our Services. We maintain strict confidentiality of your personal case data as outlined in our [Privacy Policy].
10. Third-Party Links and Services
Our Services may contain links or recommendations to third-party products (e.g., e-filing portals). DebtAegis does not endorse or control these third parties and is not responsible for their content or policies.
11. Electronic Communications
By using our Services, you consent to receive communications electronically from DebtAegis, including document deliverables, order updates, and notices. You agree that electronic communications satisfy all legal requirements for written notice.
12. Disclaimers
Our Services and all related content are provided “as is” and “as available.” DebtAegis makes no warranties, express or implied, including warranties of merchantability or fitness for a particular purpose. We do not guarantee that our Services will be uninterrupted, error-free, secure, or accurate. DebtAegis does not guarantee any specific legal outcome (e.g., winning your lawsuit).
13. Limitation of Liability
To the fullest extent permitted by law:
- DebtAegis and its affiliates will not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or goodwill.
- Our total liability to you for any claim will not exceed the greater of (a) the amount you paid to DebtAegis for the specific Service at issue or (b) $100 USD.
14. Indemnification
You agree to defend, indemnify, and hold harmless DebtAegis, its affiliates, officers, and employees from any claims, losses, damages, or expenses arising from your use of our Services, your violation of these Terms, or your violation of any third-party rights.
15. Arbitration Agreement
Except where prohibited by law, any dispute arising out of or related to these Terms or your use of the Services shall be resolved by binding arbitration.
- You waive your right to a jury trial or class action.
- Any claim must be brought within one year of the event giving rise to the claim.
- You may opt out of this arbitration clause by emailing info@debtaegis.com within 30 days of your first acceptance of these Terms.
16. Termination
DebtAegis may suspend or terminate your access to our Services at any time, without notice, for any reason, including violation of these Terms.
17. Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles.
18. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.
19. Contact Us
If you have any questions regarding these Terms, please contact us: Email: info@debtaegis.com DebtAegis – United Statesns or concerns regarding these Terms, please contact us:
Email: info@debtaegis.com
DebtAegis – United States